Hello and welcome to Beauty in a Dime! My name is Daysha Nova, the writer behind this blog. My goal in writing through this blog is to share hope for you no matter what your financial situation currently looks like!
Growing up, I did not always have my “financial ducks in a row.”
In fact, I have always regarding myself as someone who struggled with saving money…. let’s just say that there were always opportunities that seemed right for spending money.
Until the Summer of 2015, I just married my husband and moved to a new state, Virginia from New York. One of the first to-dos we got done was combine our finances and created our very first budget! It was at that moment that we realized that together, we owed $68K in debt and all our minimum payments came out to $1000 per month.
A few months later, my husband suggested that we take a course called Financial Peace University by Dave Ramsey, and we discovered there were people who actually lived debt free, and we were hooked!
Two years later, with God’s good grace and a whole lotta grit, we got rid of all 68K of our debt!
Through the journey though, I learned so much more about the deeper things about finances! Some include, delayed gratification, counting costs, and the value of keeping my word.
I’ve had the privilege of getting to walk alongside others and be a part of their stories through leading a Financial Peace University class through our local church, leading a financial book study, and helping business owners get organized financially and lead with vision though my bookkeeping business.
Through these stories, I hope you would feel encouraged with God’s good grace and some grit, you can win with money too!